Gold ETF vs Physical Gold: A Smart Choice for Indian Investors Gold remains a cherished investment in India, but with digital platforms on the rise, investors now face the decision between Gold ETFs and Physical Gold. Both options offer exposure to gold but differ in convenience, cost, safety, and tax implications. What is Physical Gold? Physical gold includes jewellery, coins, and bars. While it holds cultural value, it comes with challenges like purity issues, storage costs, and theft risks. What is a Gold ETF? A Gold ETF is a digital investment tracking the price of physical gold. Each unit represents one gram of 99.5% pure gold, traded on exchanges via a demat and trading account. Gold ETF Advantages: No storage or insurance worries Transparent pricing linked to real-time market rates No GST on ETF purchases Ideal for long-term wealth creation When to Choose Gold ETFs: Long-term investment Hassle-free exposure to gold prices Tax efficiency via demat account When to Choose Physical Gold: For gifting, jewellery, or cultural needs When physical possession holds emotional value Conclusion: Gold ETFs, especially through platforms like HDFC Mutual Fund, are a cost-effective and liquid way to invest in gold. For those looking for physical gold for gifting or cultural purposes, traditional gold remains relevant. Visit: https://www.hdfcfund.com/learn/blog/gold-etf-vs-physical-gold-which-better-indian-investors